How to balance your budget by replacing instead of removing.One of the things I’ve learned doing financial coaching is that most people wait far too long before they see a coach. By the time they see me or one of our other coaches, they have already dug themselves a fiscal pit. We’re happy to help people in those situations. But sadly, if we could have just seen them 6 months or a year earlier, we could have probably helped them avoid the crisis altogether.


So I’m going to record some brief versions of the principles we cover in financial coaching to share online. If you’re struggling to make ends meet, get out of debt, or just build up a savings cushion, I hope that some of these videos will be helpful for you as you seek to master budgeting. 


Budgeting is a biblical topic! Proverbs 27:23 says "Be diligent to know the state of your flocks, and attend to your herds." 1 Timothy 5:8 tells us "But if anyone does not provide for his own, and especially for those of his household, he has denied the faith and is worse than an unbeliever."

How to balance your budget by replacing instead of removing.